How To Cancel Delta Dental

Are you looking to cancel your Delta Dental coverage? Before you make any decisions, it’s important to understand the ins and outs of your dental benefits. In this article, we will provide you with a complete guide that covers everything you need to know about Delta Dental, from basic coverage to supplemental plans, eligibility, enrollment, and finding dental providers. So grab a cup of coffee and let’s dive in!

How To Cancel Delta Dental
How To Cancel Delta Dental

Understanding Dental Benefits

When it comes to dental insurance, you have the option to choose between basic coverage and supplemental dental coverage. Basic coverage typically includes preventive procedures such as cleanings, exams, fluoride treatment, and fillings. Orthodontia may also be included. The type of coverage available to you will depend on your employer.

There are two primary dental plans offered by Delta Dental: Uniform Dental and the Delta Dental PPO Plus Premier – Preventive Plan. Uniform Dental is available to those enrolled in the State of Wisconsin Group Health Insurance Program, and it mirrors your health insurance coverage. The Preventive Plan, on the other hand, is available to those not enrolled in Uniform Dental and offers the same coverage but doesn’t need to mirror your health insurance.

Additionally, you have the option to sign up for supplemental dental coverage, which covers major dental services like dental surgery, dentures, and bridges. Delta Dental offers two supplemental plans: the Delta Dental PPO – Select Plan and the Delta Dental PPO Plus Premier – Select Plus Plan, which includes orthodontia coverage for both children and adults.

Eligibility and Enrollment

To determine your eligibility for dental coverage, your status as a state employee, retiree, or local employee plays a crucial role. State employees and retirees are eligible for both Uniform Dental and the Preventive Plan, depending on their enrollment in health insurance through the State of Wisconsin Group Health Insurance Program.

If you’re a local employee, you may be eligible for dental coverage if your employer offers the program. Get in touch with your employer or visit the Local Employers Supplemental Options page on the etf.wi.gov website to check your eligibility.

Local retirees can enroll in dental coverage during the open enrollment period. If you’re retiring, make sure to re-enroll in dental coverage by completing the necessary forms on the Enroll or Make Changes to Dental, Vision, and Accident Plan page on the etf.wi.gov website.

Enrolling and Changing Dental Coverage

Enrolling in or changing dental coverage is relatively straightforward. You can enroll in dental coverage within 30 days of your date of hire as a new employee. Every fall, all employees have the opportunity to enroll in or change dental coverage during the annual open enrollment period. Keep an eye out for enrollment dates on the etf.wi.gov website.

In addition, you can change your dental coverage if you experience a qualifying life event such as marriage or the birth of a child. It’s essential to note that canceling dental insurance mid-year without a qualifying life event is not possible.

To find out if your current dental provider is covered or to search for a new one, visit the Delta Dental website at https://www4.deltadentalwi.com/state-of-wi/ or call Delta Dental at 1-844-337-8383.

Vision Benefits and Coverage

Our vision is just as important as our dental health. DeltaVision and EyeMed Vision Care offer supplemental vision coverage, which includes annual eye exams and allowances for glasses or contact lenses. For complete coverage details, refer to the Delta Vision Overview linked in the resources section of this article.

Similar to dental coverage, eligibility for vision insurance depends on whether you are a state employee, retiree, or local employee. State employees and retirees are eligible for vision insurance, even if they are not enrolled in health insurance. Local employees can enroll if their employer offers the program.

To enroll in vision coverage or make changes to your existing coverage, follow the instructions provided by your employer. Local retirees can enroll during the open enrollment period and must complete the necessary forms on the Enroll or Make Changes to Dental, Vision, and Accident Plan page on the etf.wi.gov website.

Accident Plan Coverage

Accidents can happen at any time, and it’s crucial to be prepared. The Accident Plan provides a cash payment to help cover out-of-pocket expenses, regardless of any other insurance coverage. Coverage includes concussions, dislocations, lacerations, fractures, x-rays, emergency care, hospitalization, surgeries, follow-up care, support care, accidental death & dismemberment (up to $100,000), and many other medical and support benefits, including identity theft protection.

If you’re a state employee or a local employee whose employer offers the Accident Plan, you’re eligible for coverage. Retirees can also continue their coverage into retirement until the age of 70. To enroll in the Accident Plan or make changes to your existing coverage, consult with your employer for guidance.

Stay Connected with ETF

We hope this comprehensive guide has answered all your questions regarding Delta Dental coverage. Remember to visit the etf.wi.gov website for the most up-to-date information about your WRS Benefits. Stay connected by subscribing to ETF E-mail updates, talking to a benefit specialist, or subscribing to our social media sites. Your smile is our priority!

Delta Dental

For more information about dental, vision, and accident plans, visit Make You Smile.