Delta Dental Wisdom Teeth Coverage

Are you a student or a parent of a student preparing for college? Then you know that along with the excitement of starting a new chapter, there are also important decisions to be made. One crucial aspect is health insurance. It’s essential for students to have the right coverage to ensure they can focus on their academics without worrying about their health. In this article, we will discuss the University of Minnesota’s insurance requirement and the optional insurance plan offered through the Office of Student Health Benefits, with a specific focus on Delta Dental’s wisdom teeth coverage.

Delta Dental Wisdom Teeth Coverage
Delta Dental Wisdom Teeth Coverage

Understanding the University’s Insurance Requirement

The University of Minnesota requires all full-time students to have health insurance. This can be either through a parent’s employer plan, the marketplace, or the University’s sponsored plan. It’s important to compare costs to ensure the best coverage during your college career. The Office of Student Health Benefits at the University is dedicated to meeting the healthcare needs of all students, offering affordable and convenient health care plans, resources, and one-on-one customer service to assist students in making informed health care decisions.

The Importance of Dental Health

Along with overall health, dental care is vital for students. That’s why the University’s Student Health Benefit Plan includes preventive dental benefits administered by Delta Dental. This coverage includes routine teeth cleaning, exams, and x-rays. Students who desire additional dental benefits can enroll in the Dental Buy-Up Plan, which covers cavities, wisdom teeth removal, and emergency treatment.

Delta Dental Wisdom Teeth Coverage

Benefits of the Student Health Benefit Plan

The University’s Student Health Benefit Plan offers several advantages to students:

  1. 100% Coverage for Preventative Care: Students can receive preventative dental care without worrying about the cost.
  2. Access to the Blue Cross and Blue Shield Worldwide Network: This expansive network ensures that students can access quality dental care wherever they are.
  3. Year-Round Coverage: The plan provides coverage throughout the year, including breaks and holidays, without any gaps.
  4. No Deductible: Students do not need to meet a deductible before receiving dental care.
  5. Convenient On-Campus Access: The plan includes access to on-campus dental services, making it easy for students to seek care.
  6. Emergency Travel Assistance: In case of a dental emergency while traveling, students can rely on this plan for assistance.

Enrolling in the Student Health Benefit Plan

To enroll in the Student Health Benefit Plan, students need to complete the online Health Coverage Declaration. This declaration can be accessed through the student’s MyU account. It’s crucial to note that if students take no action to provide proof of insurance, they will be automatically enrolled in and billed for the Student Health Benefit Plan.

To waive the Student Health Benefit Plan, students must indicate that they already have health insurance and provide the necessary information. By completing the Health Coverage Declaration, students can review their response at any time in the MyU Communication Center.

Cost and Coverage Dates

The cost of the Student Health Benefit Plan is $1,272 per semester, equivalent to an average of $212 per month. The coverage dates for the plan are from August 24, 2020, to August 22, 2021. Dental coverage for students runs from September 1, 2020, to August 31, 2021. By enrolling for the fall and spring coverage, students ensure 12 months of continuous coverage without any gaps.

Take Action Now

As the start of the school year approaches, there are two important actions to take:

  1. Immunization Requirement: Ensure your student completes the immunization requirement before spring semester registration in November. Failure to do so may impede class registration. Visit Boynton Health’s website to fulfill this requirement.
  2. Health Insurance Requirement: Enroll in or waive the University-sponsored coverage by October 1, 2020. Several notices with instructions on how to do this will be sent to your student’s University email.

Remember that quality healthcare is readily available through Boynton Health at the University of Minnesota. Encourage your student to visit when necessary. If you have any questions, feel free to contact the Office of Student Health Benefits at umshbo@umn.edu or call 612-624-0627.

Thank you for choosing the University of Minnesota. We are committed to taking good care of your student’s health and well-being throughout their college journey.